1. Do you have any discount on insurance premium ?

 


We allow discount in 2 categories;
   
1. 4 steps no-claim bonus :- 20%, 30%, 40% and 50%
   
2. Fleet discount for insurance of more than 3 vehicles owned by one particular insured.

2. What is the age limit of vehicle to be insured ?

 

Not more than 7 years as from the year of registration.

3. When does a motor insurance policy end ?

 

There are 3 indicators :
   
1. Date and time stipulated in policy table
   
2. If the insured does not pay insurance premium within 60 days as from the date that the policy effects.
   
3. Either insured or the company cancels the policy.

4. If an insured vehicle is collided and the third party flees the scene. What should we do ?

 

You should report the accident to nearest police station and inform the officers the registration number and details of third party vehicle for perusal, and then contact the company.

5. When does the insured have to pay deductible and how ?

 

There are 4 cases :
   
1. Pay first 2,000 baht deductible in case the insured vehicle is used beyond the coverage.
   
2. Pay the amount of deductible stipulated in the policy
   
3. Pay first 2,000 baht deductible for third party property damage cost and/or 6,000 baht deductible for damage caused by collision or overturning of vehicle insured with driver whose name is not stipulated in the policy.
   
4. Pay first 2,000 baht for damage caused by collision in case the insured cannot declare the details of third party to the company.

6. How can the premium payment be made to the company ?

 

There are many ways, such as, payment by cash / cheque / Bangkok Bank credit card / VISA CARD / MASTER CARD / VISA ELECTRON DEBIT CARD at our headquarters and branch offices.