Is medical
check-up required when applying for
health insurance ?
Not necessary.
The insured simply fills in an application
and declares his / her health status. In some
cases, the company may request the insured
to provide a medical check-up for underwriting
purpose.
2.
Does a
health insurance insured have to advance-pay
the medical expenses or not ?
No, you simply
show your health card to officers of the hospital
which name appears on the health care.
3.
Can an
insured get medical services from an
unlisted hospital ?
Yes, and the insured has to submit the related
documents, such as, receipt, doctor's certificate,
etc. for medical reimbursement at a later
date.
4.
Who will
be responsible for overseas emergency
medical expenses ?
In
that case, the insured will have to advance-pay
the medical expenses, which can later be reimburse
from the company against doctor's certificate
and relevant documents.
